Portfolio Management

Investing into profitable, growing companies has always been one of the best long-term investment strategies. Unfortunately, many investors don’t have the time, experience or really any interest in doing the research to effectively manage a portfolio of individual securities. For these investors professionally managed Mutual Funds or Exchange Traded Index Funds are a much more effective way to diversify and manage their IRA, Rollover, Trust and Custodial portfolios. Funds are Completely Transparent with Full Disclosure of their Expenses and Performance over different time periods. Since funds are broadly diversified, they are much less volatile than individual stock positions and allow investors to easily invest into or avoid specific market sectors.

Independent investment advisors can invest into both No-Load Funds and Load Funds (without front-end sales charges) and have both Managed and Self-Directed investments held in the same Discount Brokerage account. These advantages are not typically available at traditional brokerage or insurance firms.

In the 1990’s the development of the internet and the increasing power of the personal computer made it easy to download performance and expense facts for all types of funds. These innovations made it possible to do the research required for the Performance Tracking Portfolio Management Strategy. Every month since 1992 PTI has searched for funds with the best combination of Performance for Investors and Very Low Management Expenses. Tracking the ongoing changes, updating each funds PT Grade and reporting these current facts to investors every month is how Performance Tracking Inc. Works For People After They Invest.

If you had two funds to choose from in the Same Market Sector and one fund had Lower Fees and Expenses with consistently Better Performance for investors The Choice Would Be Easy.

To find these select funds today over 2000 No-Load and Exchange Traded Funds are tracked in 50 Sectors of the worldwide stock and bond markets. Each fund is given a PT Grade (A-Highest to F-Lowest) based on the fund’s Performance for investors, Management Expenses, and annual Cash Dividend. All investments for PT Managed Portfolios are selected based on this research.

Performance Tracking Inc. has absolutely no incentive to select any fund and all investments are based solely on the fully disclosed Facts and Rankings. This is a conservative, long-term investment strategy that does not make any attempt to time the Short-Term Swings in the securities markets. No portfolio management strategy is perfect and past performance does not predict future results but this simple, low-cost approach to diversify and manage investment portfolios has been very effective for over 25 Years.

Diversification: Growth vs Income & Risk Tolerance
Growth Funds Sectors: Bear Market (Short)—China-Commodities—Communications—Consumer Cyclical—Consumer Defensive—Convertibles—Emerging Markets—Energy—Europe—Financial—Global Real Estate—Health Care—Hedged (Long/Short)—International Large Co’s—International Small/Mid Co’s—Latin American—Natural Resources—Pacific/Asia—Precious Metals—Real Estate—Technology—US Large Blend—US Large Growth—US Large Value—US Mid Cap Blend—US Mid Cap Growth—US Mid Cap Value—US Small Cap Blend—US Small Cap Growth—US Small Cap Value—Utilities—World Stock—World Balanced.

Balanced Sectors (Stocks and Bonds): Over 70% Stocks—50% to 70% Stocks—Stocks Below 50%.

Income Sectors (Bonds): Inflation Protected Bonds—International Bonds—Emerging Market Bonds—US Taxable or Tax-Free Bonds: Long (+25 years),Intermediate (3 to 10 years), Short (1 to 3 years), Bank Loan/Floating Rate Bonds. In periods of rising interest rates like the early 1980’s long term bond funds can be as volatile as stock funds.

Since every investor has a different Risk Tolerance for fluctuations in the securities markets PT Managed Portfolios make it easy for investors to request specific allocations for their portfolio. Investors can reduce their market risk by requesting that a Fixed Minimum Percent of their account be invested in Short-Term Bond Funds or the Money Market. Investors who want more opportunity for growth over time can request that Growth and Balanced Funds make up at least a Fixed Minimum Percent of their portfolio. Investors can change fixed minimum allocation requests anytime.

Without Any Fixed Minimum Allocation Instructions PT Managed Portfolios will be broadly diversified, as much as practical, depending on the size of the portfolio. The Growth/Balanced portion of an account will be initially diversified with funds in strong market sectors with PT Grades of A or B. Funds are exchanged if the PT Grade or Sector Rank drops substantially. Long and Intermediate Term Income Funds do not have a PTI sector ranking and investments are selected based on their current PT Rank and Morningstar’s “Star” ranking system. PTI does not have any incentive to invest into any fund or fund family. All current grades and rankings are shown on every investor’s Monthly PT Update.