PTI is an Investment Management practice, but Financial Planning is very important and for most investors it’s just Common Sense. Live within a budget, save for big future events and contribute the maximum to IRA’s and other retirement plans. Be sure wills, powers of attorney, beneficiaries, trusts, and insurance policies are up to date.
Investment Management continues long after investors address these important financial planning issues.
For specific Legal, Estate Planning, Insurance and Tax advice use a qualified Attorney, CPA, or Insurance Agent with experience in the area where you need help. If you want a written financial plan hire a Certified Financial Planner, a “Fee Only–CFP” who is Paid By You for creating the plan and does not have any Conflicts of Interest because they receive Ongoing Fees by recommending Expensive Third Party Managed Accounts.